The salary is late, and you do not know how late. So you cannot plan, and you cannot promise anyone a date.
Your salary is late. Your plan does not have to be.
Your household ledger — dinar and dollar, each on its own terms.
You record your salary on the day it actually arrived rather than the day it was due, and you know at any moment: what you have spent, and what is left.
103 Iraqi households keep their ledger on Hisab
- A full month free
- no card
- no automatic charge
- no commitment
Know the feeling?
You are paid in dinar and spend half of it in dollars. Rent, the car, gold, travel — at the market rate, not the official one.
The end of the month arrives and you do not know where it went. There is no statement anybody reviews — the only record a household has is the one you keep.
Your salary on the day it really arrived
Most applications assume the salary lands on the first of the month. In Iraq that is not true. Here you record when it actually arrived, and the month is counted from that day — so your figures match your life rather than a theoretical calendar.
Dinar and dollar, each on its own terms, at your rate
We do not merge the two into a base currency, and we do not fetch an exchange rate off the internet. You enter the rate you actually paid on each entry. The gap between the official rate and the market rate reaches 17% — and an application that is wrong by 17% is not an application.
The month, ready to print
At the end of the month you get one page: what came in, what went out, where it went, what is left. Print it or download it as a spreadsheet. Without opening anything else.
- And: reminders before an obligation falls due
- a shopping list that alerts you at the time you set
- savings funds
- categories you write yourself
- an opening balance
- side income
- Arabic, English and Kurdish
Over time
Spent, as a share of income 75%
In Out
By category
How it works
-
Sign up with your name and number — half a minute
-
Enter your salary and the day it arrived, and add the first expense — one minute
-
Finish a month and print your report — three seconds a day
Not a new application. One that has been running for two years.
Hisab IQ is built on an application we used in our own homes for two years before showing it to anybody.
By Al-Daira Software Solutions, Iraq.
A full month free. After that you decide.
Monthly
1,000 IQD
1 month(s)
Per day: 33 IQD
Yearly
Featured offer30,000 IQD
12 month(s)
Per day: 83 IQD
6 months free
Half-yearly
Featured offer20,000 IQD
6 month(s)
Per day: 111 IQD
2 month free
- A token subscription price, in support of our own families.
- Payment: a bank transfer or a wallet, or cash, over WhatsApp.
- No auto-renewal and no automatic charge. Your subscription ends, we remind you, and you renew by hand if you want to.
- Did not renew? Your account becomes read-only. Your data stays exactly where it is, waiting for you.
Your privacy
Your data sits in a closed account in your name and the connection is fully encrypted. We do not sell it and we do not share it with anyone, and you can keep viewing all of it even after your subscription ends.
Questions people actually ask
Where is my data kept, and how is it protected?
Your data is saved in your account, and your connection to the site is encrypted. Sign in to see your data from your phone or computer.
Do you take money from my account automatically?
No. We do not renew your subscription or take a payment unless you pay yourself. If you choose online payment, you confirm it through your bank or wallet.
How do I pay, and what happens after the free month?
We remind you a week before your month ends, three days before, and on the last day. To renew, pay by card or wallet on the Renew page; your account is activated once the payment succeeds. Or transfer the amount and message us on WhatsApp so we can check it and activate your account. There is no automatic charge.
If I do not renew, is my data deleted?
No. You have one week after your subscription ends. After that, you can still see your data and download it as an Excel file, but you cannot add anything new. Renew whenever you are ready and pick up where you left off.
Can I share the same account with my wife or my family?
Yes. Your family can use the same account on more than one device. Each device sees the same data and reminders. You can turn off notifications for one device on the Devices page. Separate accounts for family members are planned for later.
If they remove the zeros from the dinar, what happens to my figures?
If the dinar changes in the future, the numbers you entered stay as they are. Only the way amounts appear changes, and you can switch back to the old display whenever you want.
Try it for a month. If you still do not know where your money went, then it was free — you owe us no commitment at all.
103 Iraqi households keep their ledger on Hisab
- A full month free
- no card
- no automatic charge
- no commitment